October 26, 2026 · 6 min read
ORRA's September report puts the Orlando MSA median at $399,610 — just under the $400K line — with closed sales down 6.2% from August, while Freddie Mac's 30-year rate eased to 7.32% the week of October 22. Here's what the numbers show, where the sources disagree, and what that means if you're deciding right now.
#OrlandoHousingMarket#MarketUpdate#MortgageRates
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October 19, 2026 · 6 min read
Orange County and the City of Orlando both let you search a property's permit history online for free — and county rules give unpermitted work exactly two exits: remove it, or permit it after the fact with inspections that can mean opening up finished walls. With homes averaging 66 days on market (ORRA, September 2026), buyers now have time to check.
#UnpermittedWork#BuildingPermits#OrlandoRealEstate
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October 12, 2026 · 6 min read
Freddie Mac's October 8 survey puts the 30-year average at 7.40% — more than a point above a year ago — while August data shows a $400,676 median and 4.9 months of supply across the five-county Orlando MSA. The financing, not the price, is what moved.
#OrlandoHousingMarket#MarketUpdate#MortgageRates
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October 5, 2026 · 6 min read
Orange County is converting almost 2,000 Wekiwa-area homes from septic to central sewer, offering up to $10,000 for septic upgrades, and collecting conversion assessments over 10 years on the property tax bill. If you're buying or selling a home on septic, the parcel — not the mailing address — decides what applies to you.
#SepticToSewer#OrlandoRealEstate#OrangeCountyFL
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September 28, 2026 · 6 min read
ORRA's August median fell to $400,676 with supply at 4.9 months — the most buyer-leaning readings of 2026 — but the 30-year mortgage rate hit 7.03% in late September, adding about $155/month on a median-priced purchase and taking back more than the price drop gave.
#OrlandoHousingMarket#MarketUpdate#MortgageRates
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September 21, 2026 · 7 min read
Florida law requires insurers to discount the wind portion of your premium for documented storm-resistant features — but only if an OIR-B1-1802 inspection form is on file. The form changed on April 1, 2026, inspections are valid for five years, and the state's My Safe Florida Home program offers free inspections and up to $10,000 in matching grants to eligible homeowners.
#WindMitigation#OrlandoRealEstate#FloridaInsurance
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September 14, 2026 · 6 min read
ORRA's July 2026 report puts the five-county Orlando median at $410,494, up about 1.9% year over year, while Redfin shows the City of Orlando down 1.2% — and 30-year mortgage rates, at 6.76%, are now higher than they were a year ago. The disagreement comes down to geography and time windows, and knowing which is which matters for your decision.
#OrlandoHousingMarket#MarketUpdate#OrlandoRealEstate
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September 7, 2026 · 6 min read
Citizens policyholders with wind coverage on homes of $400,000+ already must carry flood insurance in 2026, and on January 1, 2027 the requirement reaches all qualifying Citizens policies regardless of value. How to look up your FEMA flood zone, find an existing elevation certificate for free, and claim Orange County's 25% CRS discount.
#OrlandoRealEstate#FloodZones#FloodInsurance
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August 31, 2026 · 6 min read
One source says Orlando's median price is down 2.4%. Another says it's up 1.9%. Both are right, and the reason they disagree is the most useful thing a buyer can understand this year.
#OrlandoHousingMarket#OrlandoRealEstate#HomeBuyingTips
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August 25, 2026 · 7 min read
When an appraisal comes in low, deals unravel fast. Here's exactly how appraisals work in Orlando's 2026 market — and how to protect yourself.
#OrlandoRealEstate#HomeAppraisal#OrlandoBuyers
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August 18, 2026 · 7 min read
HOA dues, CC&Rs, special assessments, and new Florida law changes can add hundreds to your monthly costs. Here's the complete Orlando buyer's guide for 2026.
#OrlandoRealEstate#HOAFees#FloridaHOA
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August 11, 2026 · 7 min read
Rate buydowns, closing credits, design allowances — Central Florida builders are competing for buyers. Here's how to tell a real deal from a repackaged price.
#OrlandoRealEstate#NewConstruction#BuilderIncentives
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August 4, 2026 · 7 min read
A full guide to home inspection costs, add-ons, and buyer rights in Orlando — with real numbers and current mortgage context for summer 2026.
#OrlandoRealEstate#HomeInspection#FloridaBuyers
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July 28, 2026 · 7 min read
Florida's homestead exemption can save Orlando buyers $900–$1,200 a year — but only if you file by March 1. Here's exactly what you'll pay and how to protect yourself.
#OrlandoRealEstate#PropertyTax#HomesteadExemption
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July 18, 2026 · 7 min read
Florida homeowners insurance is the hidden line item that surprises most Orlando buyers. Here's exactly what to budget, how to lower your premium, and why it matters at 6.55%.
#OrlandoRealEstate#HomeownersInsurance#FloridaInsurance
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July 12, 2026 · 6 min read
Orlando inventory is 41% above pre-pandemic norms and 22% of listings have cut price — yet median prices are still rising in all four counties. How both are true, and how to use it.
#OrlandoHousingMarket#BuyersMarket#OrlandoRealEstate
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July 9, 2026 · 6 min read
The 30-year fixed averaged 6.55% this week per Freddie Mac. Here is what that means in real dollars at Orlando price points — and how to think about the wait-or-buy question.
#MortgageRates#OrlandoRealEstate#HomeBuyingTips
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July 6, 2026 · 7 min read
Florida sets title insurance rates by regulation — and in 63 of 67 counties, including all of the Orlando metro, the seller customarily pays. The full closing-cost picture in one read.
#TitleInsurance#ClosingCosts#FloridaRealEstate
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Articles are for general education, not financial, legal, lending, or title advice. Contacting Bear Team Real Estate, submitting a form, or requesting a consultation does not create a brokerage relationship. Brokerage relationships in Florida are established as provided under Chapter 475, Florida Statutes.