By Bear Team Real Estate · Reviewed: July 2026
REVIEW NOTE: Title / closing professional review required before launch.
Buyer-side categories
Lender fees, prepaid taxes and insurance, title-related charges, and recording costs are the usual categories. Exact amounts come from your lender's official estimates and the closing agent — not from a website.
Seller-side categories
Typical categories include title-related charges, documentary stamp taxes, prorations, payoff amounts, and agreed-upon commissions or credits. Your net-proceeds picture should come from a closing professional's figures.
This material is for general education only and is not legal, tax, lending, insurance, inspection, or appraisal advice. Consult the appropriate licensed professional about your situation.